Yes. No person may operate a motor vehicle upon a highway in this state unless the owner or operator of the vehicle has in effect a motor vehicle liability policy with respect to the vehicle being operated.
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A person with a CCW license can carry a concealed weapon, including a handgun, in their car. Under the new law, even a person without a CCW license can carry a handgun in his/her vehicle, so long as the weapon is not concealed. However, long guns (rifles and shotguns) still must be unloaded and encased while in a vehicle, whether the person is a CCW license holder or not.